Tiller Money
Overview
Tiller Money is a financial management tool that automates the import of financial transactions into user-owned Google Sheets or Microsoft Excel spreadsheets. It is designed for individuals and solo business owners who prefer managing their finances within a spreadsheet environment.
The service connects to over 12,000 financial institutions to provide daily feeds of spending, income, debt, and account balances. Users can utilize pre-built templates for budgeting, expense tracking, debt payoff, and net worth, or create customized solutions. A notable capability is AutoCat, which allows for automatic transaction categorization based on user-defined rules.
For physicians, Tiller Money can be used for personal financial management, tracking individual and household budgets, and monitoring investments. For those with solo practices, it can assist in tracking business income, expenses, and profits. The spreadsheet-based approach allows for detailed customization and analysis of financial data, fitting into a workflow where a physician might regularly review and categorize transactions to understand cash flow and financial health.
Tiller Money emphasizes data privacy, stating it does not sell user data or display advertisements, and financial data is stored in the user’s private spreadsheets. It uses bank-grade 256-bit AES encryption for data protection. Tiller Money is a financial tool and does not make clinical-outcome, HIPAA, or FDA claims.
Reviewed by Pouyan Golshani, MD — Interventional Radiologist
Key Features
- Automatic bank connections
- Tracks finances in Google Sheets/Excel
- Customizable spreadsheet templates
- Automated transaction categorization (AutoCat)
- Daily financial updates via email
- Personal and solo business finance tracking
- Customizable categories and rules
- Net worth, budget, and expense tracking
- Data ownership and privacy (no data selling/ads)
- US-based customer support
Use Cases
- Personal budgeting and expense tracking
- Net worth management
- Solo business income and expense tracking
- Debt management and savings goals
- Financial planning and analysis
- Consolidating financial data from multiple accounts
What Physicians Need to Know
Tiller Money is a robust tool for personal financial management, not a general AI assistant for clinical or non-clinical tasks. Physicians can leverage it to automate tracking of personal income, expenses, investments, and net worth, which can be particularly useful for managing complex financial situations common in medical professions (e.g., student loans, practice expenses, varied income streams). It helps in budgeting and financial planning by providing a clear, categorized view of personal finances. Remember that while Tiller handles financial data securely, it's crucial to maintain strong security practices for your Google or Microsoft account where your financial spreadsheets are stored.
Tiller Money's 'integrations' are primarily with financial institutions for data import and with Google Sheets/Microsoft Excel as its operating platform. It does not offer direct integrations with tools like Canva, Zapier, or Slack. Any such connections would need to be established independently through the capabilities of Google Sheets or Excel, not through Tiller Money itself.
Details
| Category | General Productivity (AI Assistants), Physician Finance & Tax |
| Pricing |
$79/year
|
| Free Trial | Unknown |
| Deployment | Cloud (Google Sheets, Microsoft Excel) |
| Mobile App | No dedicated app, but accessible via Google Sheets and Microsoft Excel mobile apps. |
| API Available | Unknown |
| Data Export | Unknown |
| Languages | English |
| Training | Unknown |
| Target Size | Individuals and solo businesses. |
| Compliance | |
| BAA Available | Unknown AI-estimated |
| HIPAA Compliant | Unknown AI-estimated |
| FDA Status | Not applicable AI-estimated |
| Integrations | |
| EHR | Not specified |
| Specialties | Family Medicine, Internal Medicine |
Social Proof
| Customers | Tens of thousands of customers. |
| Notable | unknown |
Support & Reliability
| Training Provided | Unknown |
What the Web Says
Tiller Money is a unique financial management service that automatically imports transaction and balance data from over 21,000 financial institutions into customizable Google Sheets or Microsoft Excel spreadsheets. It's highly praised by users who enjoy the flexibility and control of spreadsheets for budgeting, financial forecasting, and net worth tracking. While it lacks a dedicated mobile app and has a learning curve for those unfamiliar with spreadsheets, its powerful customization options and data ownership are significant advantages.
Overall: PositiveStrengths
- Unrivaled customization and flexibility through spreadsheets.
- Automatic daily import of transactions and balances from over 21,000 financial institutions.
- Complete data ownership; data resides in your personal Google Drive or Excel, not on Tiller's servers.
- Powerful AutoCat feature for rule-based transaction categorization, often more accurate than AI guesswork in other apps.
- Offers various templates for budgeting, debt payoff, net worth, and retirement planning, with the ability to create custom solutions.
- Generally considered a good value for its annual subscription, especially compared to other premium budgeting apps.
Limitations
- No dedicated mobile app, requiring users to rely on Google Sheets or Excel mobile apps, which can be clunky.
- Steep learning curve for individuals not comfortable with spreadsheets, formulas, or data manipulation.
- Requires more manual setup and ongoing maintenance compared to more automated, plug-and-play budgeting apps.
- Occasional bank sync issues, though this is a common problem across financial aggregators.
- Transactions may take a day or two longer to appear in Tiller compared to some other budgeting apps.
- Excel support can be weaker than Google Sheets, with some features and templates being Sheets-only or not working perfectly in Excel.
Based on reviews from: Moneywise, Finsense, RegularFolk Finance, ROB BERGER, G2, The CFO Club, Tiller Reviews And Customer Stories, Reddit, Nick Lafferty, Growth Marketing, CheckThat.ai, YouTube, AFCPE
Last updated: 2026-06-15
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Press & Coverage
Videos
Product demos, reviews, and walkthroughs for Tiller Money.
Getting Started With Tiller Part 3 of 8: Customize Your Categories And Keep Organized With AutoCat
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Tiller Money Review--Is Tiller the Best Budget App Ever Made?
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