Tiller Money
Overview
Tiller Money is a financial management tool that automates the import of financial transactions into user-owned Google Sheets or Microsoft Excel spreadsheets. It is designed for individuals and solo business owners who prefer managing their finances within a spreadsheet environment.
The service connects to over 12,000 financial institutions to provide daily feeds of spending, income, debt, and account balances. Users can utilize pre-built templates for budgeting, expense tracking, debt payoff, and net worth, or create customized solutions. A notable capability is AutoCat, which allows for automatic transaction categorization based on user-defined rules.
For physicians, Tiller Money can be used for personal financial management, tracking individual and household budgets, and monitoring investments. For those with solo practices, it can assist in tracking business income, expenses, and profits. The spreadsheet-based approach allows for detailed customization and analysis of financial data, fitting into a workflow where a physician might regularly review and categorize transactions to understand cash flow and financial health.
Tiller Money emphasizes data privacy, stating it does not sell user data or display advertisements, and financial data is stored in the user’s private spreadsheets. It uses bank-grade 256-bit AES encryption for data protection. Tiller Money is a financial tool and does not make clinical-outcome, HIPAA, or FDA claims.
Reviewed by Pouyan Golshani, MD — Interventional Radiologist
Key Features
- Automatic bank connections
- Tracks finances in Google Sheets/Excel
- Customizable spreadsheet templates
- Automated transaction categorization (AutoCat)
- Daily financial updates via email
- Personal and solo business finance tracking
- Customizable categories and rules
- Net worth, budget, and expense tracking
- Data ownership and privacy (no data selling/ads)
- US-based customer support
Use Cases
- Personal budgeting and expense tracking
- Net worth management
- Solo business income and expense tracking
- Debt management and savings goals
- Financial planning and analysis
- Consolidating financial data from multiple accounts
What Physicians Need to Know
Tiller Money is a robust tool for personal financial management, not a general AI assistant for clinical or non-clinical tasks. Physicians can leverage it to automate tracking of personal income, expenses, investments, and net worth, which can be particularly useful for managing complex financial situations common in medical professions (e.g., student loans, practice expenses, varied income streams). It helps in budgeting and financial planning by providing a clear, categorized view of personal finances. Remember that while Tiller handles financial data securely, it's crucial to maintain strong security practices for your Google or Microsoft account where your financial spreadsheets are stored.
Tiller Money's 'integrations' are primarily with financial institutions for data import and with Google Sheets/Microsoft Excel as its operating platform. It does not offer direct integrations with tools like Canva, Zapier, or Slack. Any such connections would need to be established independently through the capabilities of Google Sheets or Excel, not through Tiller Money itself.
Details
| Category | General Productivity (AI Assistants), Physician Finance & Tax |
| Pricing | $79/year |
| Free Trial | Unknown |
| Deployment | Cloud (Google Sheets, Microsoft Excel) |
| Mobile App | No dedicated app, but accessible via Google Sheets and Microsoft Excel mobile apps. |
| API Available | Unknown |
| Data Export | Unknown |
| Training | Unknown |
| Compliance | |
| BAA Available | Unknown |
| HIPAA Compliant | Unknown |
| FDA Status | Not applicable AI-estimated |
| Integrations | |
| EHR | Not specified |
| Specialties | Family Medicine, Internal Medicine |
Support & Reliability
| Training Provided | Unknown |
What the Web Says
Tiller Money is a unique personal finance tool that automatically feeds financial data into customizable Google Sheets or Excel spreadsheets, offering unparalleled flexibility for budgeting, expense tracking, and net worth management. It's particularly well-suited for users who are comfortable with spreadsheets and desire granular control over their financial data, rather than relying on rigid, app-based systems. While it requires some initial setup and spreadsheet knowledge, many users find the control and customization worth the effort.
Overall: PositiveStrengths
- Unrivaled customization and flexibility through spreadsheets (Google Sheets or Excel).
- Automatic daily updates of transactions and balances from over 21,000 financial institutions.
- Users own their financial data, which resides in their personal Google Drive or Excel.
- Strong community and official templates for various financial tracking needs, including budgeting, debt payoff, and net worth.
- Robust auto-categorization features that learn user-defined rules.
- Excellent customer support and a helpful online community.
Limitations
- Requires comfort and some knowledge of spreadsheets; can have a steep learning curve for non-spreadsheet users.
- No dedicated mobile app, though spreadsheets can be accessed via Google Drive app.
- Bank account connections can sometimes disconnect, requiring re-authentication.
- Some users report slow performance, especially with a large number of transactions or accounts in Google Sheets.
- Limited automation features compared to some competitors.
- Primarily US-focused for bank sync.
Based on reviews from: The College Investor, Finsense, G2, The CFO Club, Tiller Reviews And Customer Stories, ROB BERGER, Tiller Money Review Budgeting Savior or Big Mistake?? - YouTube, Moneywise, LemSubs, Reddit, AFCPE, Google Workspace Marketplace, Capterra
Last updated: 2026-09-19
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Press & Coverage
Videos
Product demos, reviews, and walkthroughs for Tiller Money.
Getting Started With Tiller Part 3 of 8: Customize Your Categories And Keep Organized With AutoCat
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Tiller Money Setup Tutorial and Review | Automate Your Finances
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Tiller Money Review--Is Tiller the Best Budget App Ever Made?
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