Yieldstreet

by Yieldstreet (now Willow Wealth)  · Based in United States → — Diversify beyond the stock market. Build a private markets portfolio across real estate, private credit, private equity, and more.
Emergency Medicine Family Medicine Internal Medicine
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Varies by investment, annual management and administrative fees range from 0% to 2.5%.
Documentation ProvidedRegulatory Status Disclosed

Overview

Yieldstreet, operating under the Willow Wealth brand, offers physicians access to a curated platform for investing in alternative assets. This platform allows medical professionals to diversify their investment portfolios beyond traditional stocks and bonds by exploring opportunities in private markets such as real estate, private credit, private equity, and more.

The service is designed to simplify private market investing, providing options for both direct investments and managed portfolios. Physicians can choose to select individual investment opportunities or opt for Willow 360 Managed Portfolios, where a portfolio is built and managed for them. The platform emphasizes offering vetted opportunities across various asset classes that have historically been relied upon by institutional investors.

Yieldstreet aims to help investors seek competitive returns, mitigate volatility, and build a more complete portfolio. They provide educational resources, model portfolio strategies developed in partnership with Wilshire, and access to a team of private markets professionals to support investment decisions. This approach is particularly beneficial for physicians looking to expand their wealth management strategies with unique, potentially less correlated assets.

Reviewed by Pouyan Golshani, MD — Interventional Radiologist

Key Features

  • Access to diverse private market assets (real estate, private credit, private equity)
  • Managed portfolio options (Willow 360 Managed Portfolios)
  • Direct investment opportunities
  • Vetted and curated investment opportunities
  • Educational resources and investment guidance
  • Model portfolio strategies (in partnership with Wilshire)
  • Ability to add private markets to an IRA
  • Diversification beyond public markets
  • Potential for competitive returns and volatility mitigation

Use Cases

  • Diversifying investment portfolios for physicians
  • Accessing alternative assets beyond traditional stocks and bonds
  • Long-term wealth building for medical professionals
  • Investing in private real estate opportunities
  • Exploring private credit and private equity investments

What Physicians Need to Know

Crypto/Alternative Assets
Yieldstreet specializes in alternative investments, offering physicians access to a range of opportunities outside of traditional stocks and bonds, such as real estate, marine finance, and legal finance.
Physician Tip

Physicians looking to diversify their portfolios beyond traditional assets may find Yieldstreet's alternative investment platform beneficial. It provides access to private market investments that can offer different risk-reward profiles and potentially uncorrelated returns compared to public markets. Consider how these alternative investments fit into your overall financial strategy and risk tolerance.

Yieldstreet is a direct investment platform for alternative assets and does not typically integrate with other financial planning software in the same way a traditional brokerage or tax software might. Investors manage their Yieldstreet portfolio directly on the platform.

Details

Category Physician Finance & Tax, Physician Real Estate
Pricing Varies by investment, annual management and administrative fees range from 0% to 2.5%.
  • Annual management and administrative fees range from 0% to 2.5%
  • Structured notes incur a 1.25% annual management fee plus a $150 annual fund expense
  • The Yieldstreet Alternative Income Fund (formerly Prism Fund) charges a 1.0% annual management fee and up to a 0.5% annual administrative expense
  • Minimum investments typically start at $10,000, with some opportunities requiring up to $25,000 or $50,000
  • The Yieldstreet Alternative Income Fund has a lower minimum of $500 or $1,000
DeploymentCloud
Mobile App1
API AvailableUnknown
LanguagesEnglish
TrainingUnknown
Target SizeIndividual investors, including accredited and non-accredited (for specific funds).
Compliance
BAA AvailableUnknown AI-estimated
HIPAA CompliantUnknown AI-estimated
FDA Status Not applicable AI-estimated — N/A
SOC 2Unknown AI-estimated
Integrations
EHR Not specified
Specialties Emergency Medicine, Family Medicine, Internal Medicine

Social Proof

CustomersOver 500,000 members.
Notable
N/A

Support & Reliability

Training ProvidedUnknown

What the Web Says

Yieldstreet, which rebranded to Willow Wealth in October 2025, is an alternative investment platform offering access to asset classes like real estate, private credit, art, and venture capital. While it aims to democratize access to institutional-grade opportunities, the platform has faced significant criticism regarding investor losses, high default rates, and transparency issues.

Overall: Negative

Strengths

  • Broad alternative-asset access, including real estate, private credit, art, venture capital, legal finance, and structured products.
  • Offers institutional fund partnerships with firms like Carlyle, Goldman Sachs, and StepStone for accredited investors.
  • Provides access to alternative investments for both accredited and non-accredited investors (though non-accredited investors are limited to the Alternative Income Fund).
  • Some investments are backed by assets, which may offer a degree of protection.
  • Short-Term Notes product has a reported clean record of paying out on time.
  • Offers IRA investment options for including alternatives in retirement planning.

Limitations

  • Significant cumulative investor losses, with reports of over $208 million in losses across real estate deals.
  • High real estate default rate, estimated at around 30%, which is substantially higher than the industry norm.
  • Lack of transparency and poor communication with investors, including allegations of not disclosing critical information and internal watchlists.
  • SEC enforcement action and a class-action lawsuit settlement due to misleading investors and failing to disclose collateral risks.
  • Illiquidity of many investments, with funds often locked in until maturity and no formal early-exit options.
  • High fees, with all-in fees estimated at 3.3u20136.7% for some offerings, and even higher for new institutional fund partnerships.

Based on reviews from: Reddit, Trustpilot, Business Insider, WalletHub, Bisnow, Financial Samurai, Lofty.ai, SEC, Angel Investors Network, Jongleberry, MoneyRates, CrowdfundedWealth, G2, MedMoneyGuide, WallStreetZen, YouTube

Last updated: 2026-10-01

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Videos

Product demos, reviews, and walkthroughs for Yieldstreet.

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Frequently Asked Questions

Yieldstreet offers alternative investments that can provide income streams, but the tax implications depend on the investment type and account. For high-income earners like physicians, understanding how these investments generate income (e.g., ordinary income, capital gains) and how they are taxed is crucial. Yieldstreet issues either a K-1 or 1099 form for tax purposes, based on the legal structure of the investment. While some traditional tax strategies like maximizing retirement contributions and HSAs are foundational, real estate investments, which Yieldstreet offers, can provide tax advantages such as depreciation, potentially shielding income.
Most of Yieldstreet's offerings are primarily available to accredited investors. To qualify as an accredited investor, an individual generally needs an earned income of $200,000 annually (or $300,000 jointly with a spouse) or a net worth over $1 million. Yieldstreet verifies accredited investor status before an account can be opened for individual offerings. However, the Yieldstreet Alternative Income Fund is open to non-accredited investors.
Yes, several alternative investment platforms and strategies exist. For real estate, platforms like EquityMultiple, CrowdStreet, and RealtyMogul are popular among physicians. Other alternatives include Fundrise, which offers accessible real estate eREITs and funds, and Constitution Lending for real estate loans. Physicians can also explore strategies like self-directed IRAs to invest in alternative assets with tax advantages, or leverage real estate professional status (REPS) and short-term rental loopholes for significant tax savings.
Yieldstreet's annual management fees generally range from 0% to 2.5%, with additional fees depending on the specific fund. For example, the Yieldstreet Alternative Income Fund has a 1.0% annual fee. Fees for structured notes can include a 1.25% annual management fee plus a $150 annual fund expense. These fees are generally in line with what one might pay a traditional financial advisor. Other platforms may have different fee structures, and it's important to compare these when considering alternatives.
Yieldstreet investments are generally less liquid than traditional public market investments, with terms ranging from 6 months to 5 years for accredited investor offerings. While the Yieldstreet Alternative Income Fund offers quarterly liquidity opportunities, most private market alternatives require longer holding periods. Additionally, these investments carry inherent risks, primarily due to the potential for borrower default, and may not provide the same level of transparency as other investment types.
Yes, Yieldstreet offers IRA-eligible investments, allowing physicians to hold private investments within a tax-efficient retirement account. This can be a way to diversify a retirement portfolio beyond traditional stocks and bonds. Investing through an IRA means potential tax-deferred or tax-free growth, depending on whether it's a traditional or Roth IRA. There is an annual facilitation fee for the Yieldstreet IRA, typically ranging from $299 to $399.
Yieldstreet provides access to a variety of alternative investments, including private credit, real estate, art, marine finance, and legal finance. These offerings allow physicians to diversify their portfolios beyond traditional public markets, potentially reducing correlation with stock market volatility. The Yieldstreet Alternative Income Fund, for example, offers broad exposure to over 50 income-focused investments across various alternative asset classes.

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Suggest an Edit → | Last Verified: 2026-07-01 | First Added: 2026-07-01
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