Yieldstreet

New York, NY All United States companies → — Founded 2015

Series C

About Yieldstreet

Yieldstreet is an alternative investment platform that provides access to a range of asset classes, including real estate, marine finance, legal finance, art, and more. It is designed for accredited investors seeking to diversify their portfolios beyond traditional stocks and bonds. The platform fractionalizes investments, allowing individuals to participate in opportunities that were historically only available to large institutions or ultra-high-net-worth individuals. Yieldstreet’s offerings typically involve income-generating assets with varying risk profiles and target returns.

It is important to note that Yieldstreet is primarily an alternative investment platform and does not specialize in healthcare AI. While they may offer investments in companies within the healthcare sector, their core business model is focused on providing access to a broad spectrum of alternative assets rather than developing or deploying healthcare AI solutions themselves. Physicians interested in healthcare AI companies should be aware that Yieldstreet’s primary function is as an investment platform, not a direct healthcare AI developer.

Focus Areas

Alternative Investments FinTech Real Estate Marine Finance Legal Finance Art Finance Private Credit

What Physicians Need to Know

Alternative Investments

Yieldstreet (now rebranded as Willow Wealth) is a digital wealth management platform that provides access to alternative investments traditionally reserved for institutions and ultra-wealthy individuals. They offer a diverse range of opportunities across various asset classes, aiming to help investors generate income and diversify their portfolios outside of traditional public markets. They focus on asset-backed and cash flow-backed opportunities that target regular income and, as a secondary objective, capital appreciation. The platform has facilitated over $6 billion in cumulative investments from more than 500,000 members.

FinTech

Yieldstreet leverages technology to democratize access to alternative investments, aiming to make investing more accessible to a broader population. Their platform is built with a distributed microservices architecture using Java, Lagom, Play!, and Akka frameworks for performance and concurrency. The frontend is developed with React and Redux. They utilize data and technology to identify viable asset-backed opportunities. Yieldstreet has evolved from focusing on co-investments to offering funds and curated investments, including automated investing solutions like Willow 360 Managed Portfolios.

Real Estate

Yieldstreet offers real estate investment opportunities, often in the form of bundled funds or notes, sometimes with a focus on commercial or debt-based deals. However, it's important to note that some of Yieldstreet's real estate funds have faced significant challenges, with reported losses for investors due to factors like rising interest rates and market volatility.

Marine Finance

Yieldstreet has offered investments in marine finance, including loans secured against ships and related to ship deconstruction. The company has aimed to provide capital to the shipping business, particularly for second-hand financing and deconstruction. However, there have been controversies and lawsuits related to marine loan offerings, including allegations of undisclosed risks and investor losses.

Legal Finance

Yieldstreet specializes in legal finance, providing capital to legal finance investment partners to scale their businesses. They invest across the capital structure, aiming to enhance partners' ability to increase investment volume and improve deal economics. Their target investments include pre-settlement cases, post-settlement cases, and law firm loans, with underlying collateral in areas like mass torts, class actions, and antitrust. Legal finance investments are often seen as less correlated to the stock market.

Art Finance

Yieldstreet provides access to art finance, including debt investments backed by fine art and diversified art funds. They acquired Athena Art Finance to expand into art-secured lending and offer fractionalized ownership in portfolios of prominent artworks. This aims to open up art ownership, traditionally exclusive to the ultra-wealthy, to retail investors.

Private Credit

Yieldstreet has a private credit vertical, deploying flexible capital to growing businesses and extending term loans in partnership with various originators and financial institutions. This asset class allows investors to diversify their portfolios through new income-generating opportunities, often with yields less correlated to the market.

Key Differentiators

Yieldstreet distinguishes itself by offering a multi-asset platform that goes beyond single asset classes like real estate or art, providing diversification across various alternative investments such as legal finance, marine finance, and private credit. They focus on income-generating investments with target yields often between 7-15% and predictable payment schedules. Their investments are typically asset-backed, aiming to protect principal. Yieldstreet also emphasizes a rigorous vetting process, rejecting a high percentage of opportunities. They have expanded to offer fund solutions, including managed portfolios (Willow 360) and evergreen funds from institutional partners like Carlyle, Goldman Sachs, and StepStone.

Technology Stack

Yieldstreet's distributed microservices platform is built using Java, with the Lagom, Play!, and Akka frameworks for concurrency and performance. Data is managed in MySQL, Redis, and DynamoDB. The investor-facing frontend is developed with React and Redux, bundled via Webpack. They also utilize CloudFlare for cloud and infrastructure.

Physician Tip

For physicians looking to diversify their portfolios beyond traditional stocks and bonds, Yieldstreet (now Willow Wealth) offers access to a broad range of alternative investments like real estate, legal finance, art finance, and private credit. These alternative assets can potentially offer enhanced returns, current income, and diversified risks, with low correlation to the public market. Physicians, especially those who are accredited investors, can explore individual offerings or managed portfolios like Willow 360 for exposure to private markets. However, it's crucial to be aware that alternative investments often carry higher risks and are generally illiquid, meaning capital may be locked in for the deal's full term. Some of Yieldstreet's past real estate and marine finance offerings have resulted in investor losses and regulatory settlements, highlighting the importance of thorough due diligence and understanding the inherent risks. It is advisable for physicians to consider their risk tolerance and liquidity needs carefully before investing in such platforms.

Yieldstreet has integrated with IRA custodian Equity Trust to allow investors to add private market investments to self-directed IRAs, including traditional, Roth, SEP, or SIMPLE IRAs. They also partner with third-party asset managers like Carlyle, StepStone, and Goldman Sachs for their managed portfolios (Willow 360).

Products by Yieldstreet

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What the Web Says

Yieldstreet, which rebranded to Willow Wealth in October 2025, is an online crowdfunding platform offering alternative investments like real estate, private credit, art, and venture capital. While it aims to provide diversification and potentially higher returns, the platform has faced significant criticism regarding investor losses and a high default rate on real estate investments. Many investors have reported losing substantial portions of their investments, with some alleging a lack of due diligence and poor communication from the company.

Overall: Negative

Strengths

Broad access to alternative asset classes, including real estate, private credit, art, and venture capital.
Offers opportunities for portfolio diversification beyond traditional stocks and bonds.
Potentially higher returns compared to traditional investments.
Some offerings are backed by assets, which may offer a degree of protection.
Short-Term Notes product has a reliable track record of on-time payouts.
Institutional fund partnerships provide access to funds from major financial institutions like Carlyle and Goldman Sachs for accredited investors.

Limitations

Significant cumulative investor losses, with reports of investors losing their entire investments.
High real estate default rate, estimated at around 30%, which is considerably higher than peer platforms.
Investments are generally illiquid and require longer holding periods, with no formal early-exit options for most offerings.
High fees compared to some competitors, with annual management fees ranging from 0% to 2.5%, and additional fund expenses.
Limited options for non-accredited investors, primarily restricted to the Alternative Income Fund.
Concerns about lack of transparency, poor communication, and inadequate due diligence on some deals.
The company rebranded to Willow Wealth after a wave of investor losses, which some reviewers view with caution.

Based on reviews from: Reddit, Business Insider, Lofty.ai, MoneyRates, Angel Investors Network, WalletHub, WallStreetZen, Trustpilot

Last updated: 2026-10-01

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Press & Coverage

FinTech Global

Private markets platform Yieldstreet raises $77m

Yieldstreet, a private markets investment platform, has secured $77 million in a capital raise to enhance its platform and product offerings, including the new automated investing solution, Yieldstreet 360. The funding round was led by Tarsadia Investments with participation from existing and new investors.

2025-07

Business Wire

Yieldstreet Completes $77 Million Capital Raise to Build Comprehensive Private Markets Platform

Yieldstreet announced a $77 million capital raise led by Tarsadia Investments, with new investor RedBird Capital Partners joining. This funding will support the expansion of Yieldstreet's platform capabilities and accelerate private markets integration for individual investors' portfolios.

2025-07

Business Wire

Yieldstreet Secures $45 Million in Series D Financing to Expand Opportunities in Private Markets

Yieldstreet closed an initial $45 million equity investment as part of a planned $60 million Series D funding round, led by existing investors Tarsadia Investments, Mayfair Equity Partners, and Edison Partners. The capital will be used to fund growth plans and continue delivering private market alternatives to investors.

2025-06

Business Wire

Yieldstreet to Launch Automated Private Markets Investing Solution

Yieldstreet announced the upcoming launch of Yieldstreet 360 Managed Portfolios, an automated private markets investing solution. This new offering is expected to feature investments from major financial institutions like Goldman Sachs Asset Management, Carlyle, and StepStone.

2025-04

Business Wire

Yieldstreet and Upgrade Partner to Expand Access to Consumer Credit Investing

Yieldstreet and Upgrade Inc. have partnered to allow individual investors to target passive income from exposure to high-quality consumer Buy Now Pay Later (BNPL) loans, specifically through Upgrade's Flex Pay financing solution for travel.

2025-04

Angel Investors Network

Yieldstreet Review 2026: $208M in Losses, Now Willow Wealth

Yieldstreet rebranded to Willow Wealth on October 22, 2025, amidst reports of over $208 million in investor losses across 30 real estate deals and a 30% default rate. The rebranding coincided with the removal of historical performance data from their website.

2026-05

InvestmentNews

Yieldstreet, now Willow Wealth, racks up more losses for investors: report.

Despite rebranding to Willow Wealth, Yieldstreet continues to report significant investor losses, with a new round of $41 million from defaulted real estate deals in Houston and Nashville. This follows earlier reported losses of $89 million in marine loans and $78 million in other real estate projects.

2025-12

SEC

SEC Charges Alternative Investment Platform YieldStreet for Misleading Investors

The SEC announced a settled action against YieldStreet Inc. and its subsidiary for failing to disclose critical information to investors in a $14.5 million asset-backed securities offering in 2019. YieldStreet was ordered to pay over $1.9 million in penalties, disgorgement, and interest.

2023-09

Frequently Asked Questions

What types of alternative investments does Yieldstreet offer that are relevant to a physician's or healthcare administrator's portfolio diversification goals?

Yieldstreet offers a diverse range of alternative investments beyond traditional stocks and bonds, including real estate, marine finance, legal finance, art finance, and private credit. These options can help physicians and healthcare administrators diversify their portfolios and potentially generate passive income.

What are the typical fees and minimum investment requirements for Yieldstreet's alternative investment products?

Yieldstreet's fees generally range from 0% to 2.5% annually, with additional fees potentially applying depending on the specific fund. Minimum investments can vary, starting from $10,000 for the Yieldstreet Alternative Income Fund, which is accessible to non-accredited investors.

How does Yieldstreet address compliance and regulatory concerns, especially given the complexities of alternative investments?

Yieldstreet is registered with the SEC as an investment adviser. However, in September 2023, the SEC charged Yieldstreet for failing to disclose critical information to investors in a $14.5 million asset-backed securities offering, resulting in a settlement of over $1.9 million in penalties, disgorgement, and interest.

What kind of support and resources does Yieldstreet provide to investors, particularly for those new to alternative assets?

Yieldstreet offers customer support via online chat, phone, and email, and maintains a comprehensive FAQ page. They also aim to provide transparency by allowing investors to view historical performance data for each asset class.

What partnerships does Yieldstreet have that enhance its offerings or provide additional value to investors?

Yieldstreet has established partnerships to expand its offerings and reach. These include collaborations with Wilshire Advisors to help clients build diversified private market portfolios, and Equity Trust for self-directed IRA custodianship, allowing private investments within tax-efficient retirement accounts.

What is Yieldstreet's company stability and track record, and how has it performed in recent years?

Yieldstreet was founded in 2014 and has raised $240 million in funding over six rounds. However, the company rebranded to Willow Wealth in late 2025 following reports of significant losses, including $89 million in marine loan defaults and $41 million in real estate defaults, leading to a reported total of at least $208 million in investor losses.

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