Credible Operations

San Francisco, CA  All United States companies → Founded 2012
Healthcare Analytics / BI
Physician Finance & Tax
Post IPO Equity (Subsidiary of Fox Corporation) — $25.2M

Products

Credible
Credible Operations, Inc.
Physician Finance & Tax
Credible is an online financial marketplace that allows users to compare prequalified rates for student loans, personal loans, and mortgages from multiple lenders. It is not an AI tool for a physician directory, but a platform for financial product comparison, including options relevant to medical professionals for student loan refinancing.

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About Credible Operations

Credible Operations, Inc. (credible.com) is a leading financial technology (fintech) company, not a healthcare AI company. Its primary function is to operate an online marketplace that empowers consumers to compare and refinance a variety of financial products, including student loans, personal loans, and mortgages, from multiple lenders. The platform is designed to bring transparency and simplicity to borrowing decisions by providing users with pre-qualified rates based on their credit history, enabling them to make informed choices without impacting their credit score during the initial comparison phase.

While the user’s query specifically identified “Credible Operations” as a “healthcare AI company,” it is crucial to clarify that credible.com’s core business is firmly rooted in consumer finance. There is a distinct entity known as “Credible AI” (credibleai.co) which *does* specialize in AI-powered document intelligence for regulated sectors, including healthcare, financial services, and insurance. Credible AI offers solutions that allow organizations to query millions of internal documents, providing answers that are sourced, auditable, and stored within the client’s own cloud environment, which is particularly valuable for compliance and regulatory needs in healthcare and life sciences.

What Physicians Need to Know

Specialization
Credible Operations, through its Credible EHR Platform by Qualifacts, specializes in AI-powered, cloud-based, and fully integrated Electronic Health Record (EHR) solutions tailored for large agencies in behavioral health. This includes community mental health centers, Certified Community Behavioral Health Clinics (CCBHCs), Substance Use Disorder (SUD) services, Intellectual and Developmental Disabilities (IDD) services, residential programs, and integrated primary care services.
Key AI Features
The platform embeds purpose-built AI directly into everyday workflows. Key features include ambient clinical documentation, which can reduce manual note-taking by up to 70%, intelligent scheduling to optimize access across providers and services, and in-workflow chatbot assistance and automation to support staff in real-time.
Key Differentiators
Credible's EHR stands out by being purpose-built for the complexities of behavioral health. It is highly configurable, adapting to unique workflows, compliance requirements, and reporting needs without costly vendor intervention. It offers flexible data control, real-world workflow design, self-service configuration, dynamic forms, and targeted visibility through role-based dashboards.
Technology Stack (Implicit)
The solution is cloud-based and leverages AI for its core functionalities. It is designed as a fully integrated system, bringing together clinical care, client engagement, billing, and analytics into one cohesive platform.
Physician Tip

For physicians and clinicians, Credible's EHR platform aims to significantly reduce administrative burden, allowing more focus on client care. The ambient clinical documentation and in-workflow AI assistance streamline tasks, while intelligent scheduling improves patient access. Real-time insights and automated Revenue Cycle Management (RCM) help protect revenue and speed reimbursement, ultimately supporting high-quality, coordinated, and whole-person care.

The Credible EHR Platform is designed as an end-to-end solution that integrates clinical, billing, reporting, and operational tools. It supports seamless coordination across programs, providers, Health Information Exchanges (HIEs), and labs. For SUD care, it integrates with dispensing tools like MethodOne and facilitates ASAM Continuum assessments directly within clinical workflows.

Products by Credible Operations

1 product in the directory

Credible
Credible Operations, Inc.
Physician Finance & Tax
Credible is an online financial marketplace that allows users to compare prequalified rates for student loans, personal loans, and mortgages from multiple lenders. It is not an AI tool for a physician directory, but a platform for financial product comparison, including options relevant to medical professionals for student loan refinancing.

What the Web Says

Credible Operations, often referred to as Credible.com, is an online marketplace that allows users to compare prequalified rates for various financial products like personal loans, student loan refinancing, and mortgages. The company generally receives positive product reviews, with users highlighting its ease of use, speed, and ability to provide competitive rates. However, employer reviews present a mixed picture, with some employees expressing concerns about career advancement and repetitive work, while others praise work-life balance and a supportive culture. Credible by Qualifacts, an Electronic Health Record (EHR) system, also receives positive feedback for its user-friendly interface and configurability in the healthcare IT sector.

Overall: Mixed

Strengths

  • Easy to use platform for comparing loan options.
  • Quick prequalification process and instant rate comparisons.
  • Ability to consolidate high-interest debt.
  • No borrower fees for using the platform.
  • Good work-life balance for some employees.
  • Credible EHR is highly configurable and user-friendly for healthcare providers.

Limitations

  • Some users report receiving calls from lenders they didn't directly select.
  • Potential loss of federal benefits when refinancing student loans through private lenders.
  • Repetitive work and lack of career advancement opportunities in some operational roles.
  • Communication issues regarding major layoffs reported by some employees.
  • Billing functionality in Credible EHR is not always up to standard.
  • Some reviews on Capterra may lack detail or authenticity.

Based on reviews from: G2, Glassdoor, Capterra, Reddit, Indeed.com, Trustpilot, INQUIRER.net USA, Consumer Affairs, LendEDU, Comparably, Software Finder

Last updated: 2026-07-27

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Press & Coverage

Credible
Americans May Be Underestimating Prediction Market Risks u2014 Even As They Favor More Oversight
A May 2026 survey commissioned by Credible found that 1 in 4 Americans have participated in prediction markets, with 69% believing these markets need more oversight due to concerns about unregulated betting and potential abuses like insider trading.
2026-05
Industrial Cyber
ICIT report calls for operational AI security as compliance frameworks fail to keep pace with evolving AI threats
A July 2026 report from the Institute for Critical Infrastructure Technology (ICIT) warns that traditional cybersecurity controls and compliance frameworks are insufficient for securing AI systems, which are being rapidly deployed across healthcare, finance, and other critical infrastructure.
2026-07
The White House
Promoting Advanced Artificial Intelligence Innovation and Security
A June 2026 Executive Order from the White House emphasizes promoting AI innovation and security by modernizing government and private sector information systems, protecting intellectual property, and cultivating advanced AI-enabled capabilities.
2026-06
Workday
AI in Healthcare Operations for 2026 and Beyond
A report by Workday and Becker's Healthcare highlights how healthcare leaders are integrating AI into HR, finance, and IT operations to improve efficiency, boost workforce productivity, and achieve cost savings.
2026-01
KevinMD.com
Evaluating the credibility of major medical journals today
An April 2026 article discusses the ongoing debate about the credibility of major medical journals, addressing concerns about pharmaceutical industry influence and the need for transparent, reproducible evidence in scientific evaluation.
2026-04
Business Wire (via Credible Press Releases)
Credible Acquires Digital Insurance Platform Young Alfred To Further Expand Its Consumer Finance Marketplace
In December 2021, Credible acquired Young Alfred, a digital insurance platform, to expand its consumer finance marketplace to include various types of insurance such as home, auto, and pet.
2021-12
Fox Corporation
Fox Corporation to Acquire Credible Labs Inc., a Leading U.S. Consumer Finance Marketplace
In August 2019, Fox Corporation announced its acquisition of a 67% equity stake in Credible Labs Inc. for approximately $265 million, with a commitment of up to $75 million in growth capital.
2019-08
American Banker
Student Loan Shopping Site Credible Raises $10M
Credible, a comparison shopping site for private student loans, raised $10 million in Series A funding in September 2015 from investors including Soul Htite (Lending Club co-founder) and Ron Suber (Prosper Marketplace President).
2015-09

Frequently Asked Questions

Credible Behavioral Health, now a Qualifacts product, offers an AI-powered Electronic Health Record (EHR) system with features like ambient clinical documentation, which can cut manual note-taking, and intelligent scheduling to optimize access. Additionally, Credible AI provides document intelligence solutions for regulated industries, including healthcare, focusing on traceable and auditable answers from internal documents. CredibleMind also offers an AI-personalized mental wellbeing platform for health plans and communities.
Credible Behavioral Health's EHR platform is HIPAA compliant and Meaningful Use Stage 3 certified, adhering to ONC certifications and SOC 2 Type I and II testing. Credible AI is designed for regulated industries, emphasizing that every AI conclusion is traceable to a source and that client data remains within their own secured cloud environment. These measures are crucial for safeguarding patient data and ensuring regulatory adherence.
For Credible Behavioral Health, the base EHR platform starts at approximately $45,000 per year, with custom pricing for AI documentation tools and other add-on features. While specific pricing for Credible AI is not publicly detailed, AI solutions in healthcare generally utilize various models, including subscription-based, usage-based (per API call or token), or outcome-based pricing, depending on the complexity and value delivered.
Credible Behavioral Health provides robust customer support for its EHR platform, accessible through live online chat and a support ticket submission system. Many users have praised the quality of support received, indicating a strong commitment to user satisfaction. This support helps healthcare organizations maximize the use of their EHR system and resolve any issues promptly.
Credible Behavioral Health has a notable partnership with Change Healthcare, through which it offered a free EHR trial during the COVID-19 crisis. The company is also now a product of Qualifacts, a leading EHR solution provider for behavioral health. Credible AI is actively seeking early access partners, indicating a strategy for collaborative development in regulated industries.
Credible Behavioral Health is a well-established SaaS vendor in the US behavioral health sector, processing billions in claims annually, and its merger with Qualifacts demonstrates significant financial backing and an active expansion strategy. CredibleMind recently secured $7.5 million in Series A funding to expand its AI-personalized mental wellbeing platform. While 'Credible Operations, Inc.' primarily focuses on financial services, these related entities show strong stability and a commitment to innovation in healthcare AI.
Credible Behavioral Health's EHR platform is designed with HIPAA compliance and robust security standards, including ONC certifications and SOC 2 Type I and II testing, to safeguard sensitive patient information. Credible AI emphasizes a 'Proof-of-Answeru2122' approach, ensuring that every AI output is sourced and auditable, with data remaining within the client's secure cloud environment, directly addressing privacy and security concerns in regulated healthcare settings.

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