Krealo

Krealo is the corporate venture arm of Credicorp, the largest financial services holding in Peru, headquartered in Lima. The fund writes seed and Series A checks in the $250K to $1M range, with a strategic focus on fintech and digital ecosystems across the Andean region. Within healthcare, Krealo’s interest is concentrated narrowly on health IT software with credible insurance, payments, or financial-services integration angles, and the firm is not positioned as an AI-native or healthcare-specific specialist. Because Krealo is a strategic CVC tied to a major financial services group, the investment thesis prioritizes companies whose products integrate with banking, insurance, asset management, or payments rails, and whose customer base overlaps with Credicorp’s substantial Peruvian and regional footprint. The geographic focus is the Andean region with Peru as the anchor and selective expansion into Colombia, Chile, and Bolivia. The right founder profile is a Series A-ready CEO running a health IT or insurance-adjacent business with a credible thesis on how integration with Credicorp’s banking, insurance, or payments infrastructure accelerates scale. The wrong fit is a deep-tech biotech, a clinical AI platform, or a B2C wellness brand with no financial services angle; Krealo’s strategic logic is the entire point. The right entry path is through Lima corporate-development networks, through Credicorp’s broader institutional ecosystem, and through warm introductions from regional co-investors at firms like Salkantay Ventures, Angel Ventures Mexico, and Magma Partners. When pitching, lead with the strategic fit to Credicorp’s commercial logic and quantify the partnership value, then connect to the standalone commercial trajectory of your healthtech business. Avoid generic regional decks. Caveats: as with any bank CVC, regulatory considerations around the parent’s banking and insurance licenses can constrain how the strategic relationship is structured, and founders should manage exclusivity and information rights deliberately. The Peruvian domestic market alone is also too small for most venture-scale outcomes, so a credible regional expansion thesis is essential. Use Krealo when Credicorp integration is genuinely accretive to your business, not as a default Andean check.