Earned
About Earned
Earned (formerly Forme Financial) is a comprehensive, tech-enabled wealth management platform designed exclusively for physicians and their families. It aims to enhance financial security throughout a physician’s career, from residency through retirement. The company leverages technology alongside human financial advisors to provide data-driven recommendations and individualized financial plans.
For physicians, Earned offers a centralized approach to manage various financial aspects, including financial planning, retirement strategies, investment management, tax optimization, insurance, accounting, and debt management. The platform helps physicians navigate the complexities of their unique financial circumstances, such as education-related debt and delayed earnings, to maximize their wealth, optimize career choices, and protect their assets.
Focus Areas
Business Intelligence
| Key Investors | Summit Partners, Silversmith Capital Partners, Juxtapose, Hudson Structured Capital Management, Breyer Capital |
| Partnerships | Dental & Medical Counsel, P.C. |
| Acquisitions | Thomas Doll, Chahal & Associates, Schwartz & Schwartz, PearsonRavitz, OJM Group |
| Technology | Tech-enabled, integrated personal financial management platform, data-driven recommendations, predictive algorithms, client app |
What Physicians Need to Know
Earned stands out for physicians by offering a fully comprehensive, tax-smart wealth and tax firm built exclusively for doctors, their families, and practices. They understand the unique financial challenges physicians face, such as high student loans, delayed earnings, and the complexities of practice ownership and retirement planning. Their 'Doctor Wealth Playbooku2122' provides career-stage-specific recommendations and integrated services under one roof, saving physicians time and reducing financial stress. Earned also differentiates itself by not requiring a certain net worth for physicians, with a minimum annual fee of $2,400 (half for residents), and has a proven track record of significant tax savings for clients.
Earned emphasizes a 'one-stop shop' approach, integrating wealth management, financial planning, tax planning, career advisory, insurance, accounting, payroll, retirement plans, and legal coordination under one roof. This integrated ecosystem is supported by a team of fiduciary Wealth & Tax Advisors, in-house CPAs, and specialized legal expertise, all working seamlessly together to provide a cohesive financial strategy.
What the Web Says
Earned (earned.com) is a financial services firm specifically designed for healthcare professionals, offering wealth management, tax planning, and accounting services. The company has been recognized on Forbes' 2025 list of America's Top RIA Firms. While client testimonials highlight personalized support and significant tax savings, employee reviews on Indeed indicate concerns about senior leadership, competitive pay, and work-life balance.
Overall: MixedStrengths
- Personalized financial planning and support for healthcare professionals.
- Comprehensive services including wealth management, tax, retirement, and practice services.
- Clients report significant tax savings and help with long-term financial goals.
- One-stop shop for various financial needs, simplifying the process for clients.
- Strong focus on client relationships and understanding unique needs of doctors.
- Recognized on Forbes' 2025 list of America's Top RIA Firms.
Limitations
- Some employee reviews mention terrible senior leadership.
- Unrealistic expectations and long hours for employees.
- Pay is not competitive according to some employee feedback.
- Poor communication from the top leadership.
- Limited employee reviews available on platforms like Glassdoor and Capterra, making a comprehensive employer sentiment difficult to gauge.
- The company Earn.com, which was a platform for earning digital currency, was acquired by Coinbase in 2018 and is a different entity, which could cause confusion.
Based on reviews from: G2, Glassdoor, Indeed.com, Forbes, Wealth Management
Last updated: 2026-07-22
Videos
News, demos, and interviews about Earned.
Videos load interactively. If none appear, search YouTube for Earned →
Press & Coverage
Frequently Asked Questions
Investors
Who's funded Earned.
Related Companies
e4health is a healthcare consulting and services company that provides innovative solutions to hospitals, health systems, outpatient providers, and physician practices. The company focuses on addressing data, quality, and revenue challenges within the healthcare ecosystem. Their services are designed to streamline health information data and workflows, optimize coding, quality, and clinical documentation integrity processes, and […]
PayZen is a healthcare AI company dedicated to solving the healthcare affordability crisis for both patients and providers. The company’s AI-powered platform offers personalized, interest-free, and fee-free patient financing solutions, enabling patients to manage their medical bills through affordable payment plans tailored to their unique ability to pay. This approach aims to increase access to […]
Healthcare Finance.AI is a company dedicated to leveraging cutting-edge artificial intelligence to optimize healthcare revenue cycles. Their goal is to improve financial outcomes for healthcare providers while simultaneously supporting the industry’s commitment to quality care and efficiency. They aim to achieve this by enhancing healthcare finance through AI innovation, demonstrating increased revenue cycle efficiency, reducing […]
The American Academy of Family Physicians (AAFP) is one of the largest national medical organizations in the United States, representing over 130,000 family physicians, residents, and medical students. Founded in 1947, its core mission is to improve the health of patients, families, and communities by serving the needs of its members with professionalism and creativity. […]
Imperial College Business School is a global business school that is part of Imperial College London, a top-ranking science-based institution. Established in 2004, the school integrates business and entrepreneurship with technology. Its roots in business education trace back to 1955 with an operational research/management science course. The school is triple-crown accredited (AACSB, AMBA, EQUIS), placing […]
Columbia University, through its online learning initiative ColumbiaX on edX, offers a range of courses, including those focused on healthcare AI. The university is a global leader in research, teaching, and public impact, consistently ranked among top universities. Their online offerings reflect a commitment to academic excellence and expanding access to high-quality education worldwide. For […]