Earned

by Earned  · Based in United States → — Comprehensive tax and wealth solutions designed for doctors, their families, and their practices.
Family Medicine Internal Medicine Pediatrics
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Overview

Earned is a first-of-its-kind, fully comprehensive wealth and tax firm specifically for doctors, their families, and their practices. It integrates all wealth and tax needs under one roof to help physicians build and preserve wealth more efficiently.

The platform offers a wide range of services including Wealth Management, Tax Preparation & Planning, Accounting, Retirement Plans, Insurance, Payroll, and Legal Coordination. Earned aims to address the unique financial challenges faced by doctors, such as different earnings structures, high tax burdens, and potential shortfalls in retirement savings.

With over 20,000 clients and $3.4 Billion in Assets Under Management, Earned provides an integrated and proactive tax-smart approach, designed to accelerate wealth building in all aspects of a doctor’s financial life.

Reviewed by Pouyan Golshani, MD — Interventional Radiologist

Key Features

  • Comprehensive Wealth Management
  • Integrated Tax Preparation & Planning
  • Accounting Services
  • Retirement Plan Management
  • Insurance Solutions
  • Payroll Services
  • Legal Coordination
  • Client App for financial dashboard and tracking
  • Doctor-focused financial strategies
  • Tax-smart investment approach

Use Cases

  • Optimizing investments for tax efficiency
  • Selecting and managing retirement plans for individuals and practices
  • Minimizing taxes on property sales and other assets
  • Adjusting financial plans for career changes or new roles
  • Comprehensive financial planning for doctors and their families
  • Debt management and optimization

What Physicians Need to Know

Tax Optimization Strategies
Earned provides doctor-specific tax strategies, integrating personal and practice finances to uncover unique tax-saving opportunities. This includes tax preparation and planning, sophisticated strategies like tax-loss harvesting, and backdoor Roth conversions. They leverage in-house CPAs and modern technology for proactive tax minimization.
1099/W-2 Support
Earned offers guidance for both W-2 employees and 1099 independent contractors, understanding the distinct tax implications. They help 1099 physicians leverage deductions for business expenses and access advanced retirement options such as Solo 401(k)s.
Real-Time Market Data
While not explicitly stated as 'real-time market data,' Earned emphasizes the use of modern technology, deep data insights, and a client app to support sophisticated investment strategies and wealth management, implying access to relevant market information for informed decision-making.
Retirement Planning (401k/403b/457)
Earned offers tailored retirement solutions, including 401(k), 403(b), 457(b), and SEP IRA plans, designed to accelerate physician savings. They assist with maximizing contributions, leveraging strategies like Backdoor Roth and Mega Backdoor Roth, and exploring advanced options like Solo 401(k)s for those with 1099 income.
Student Loan Optimization
Earned assists physicians in navigating and optimizing medical school debt through individualized financial plans and personalized debt management strategies.
Disability Insurance Analysis
Earned provides expertise in disability insurance, advising physicians on securing crucial 'own-occupation' policies and evaluating the best coverage options to protect their income. They also consider business overhead expense insurance for practice owners.
Contract Review Features
Earned offers career advisory services that include assistance with employment contract negotiations, helping physicians evaluate terms and ensure favorable outcomes. They have also expanded to include specialized legal support.
Crypto/Alternative Assets
Earned's investment philosophy includes consideration of 'alternative investments' as part of a comprehensive wealth management strategy. There is also a mention of a 'Digital Assets and Crypto Summit' in relation to Earned Wealth, suggesting an awareness of this asset class.
Multi-State Tax Support
Earned operates with a national expansion strategy, serving physicians across the U.S. Their comprehensive tax planning and preparation services, combined with their broad reach, imply the capability to handle complex multi-state tax situations for physicians.
Physician Tip

Physicians should leverage Earned's integrated approach to connect their personal and practice finances, ensuring tax efficiency and optimized wealth growth. Proactively engage with their advisors on retirement planning, especially exploring options beyond standard employer plans like Solo 401(k)s if you have 1099 income. Prioritize securing 'own-occupation' disability insurance early in your career to protect your most valuable asset: your earning potential. Don't overlook the value of expert contract review to ensure favorable terms in employment agreements.

Earned emphasizes a 'one-stop shop' model, integrating wealth management, tax planning, accounting, payroll, and insurance services under one roof. They coordinate seamlessly between wealth and tax advisors and leverage technology, including a client app, to provide a unified financial experience. They also offer integrations with practice accounting and payroll services.

Details

Category Physician Finance & Tax
Pricing Contact for details
  • Free initial consultation; services tailored to client needs
  • Preferred rates on wealth management services for certain groups (e.g., JMMG members)
DeploymentCloud-based
Compliance
BAA AvailableUnknown AI-estimated
HIPAA CompliantUnknown AI-estimated
FDA Status Unknown AI-estimated
Integrations
EHR Not specified
Specialties Family Medicine, Internal Medicine, Pediatrics

What the Web Says

Earned (earned.com) is a financial services firm specifically designed for physicians and dentists, offering comprehensive wealth management, tax planning, insurance, and legal services all under one roof. Many physicians praise the company for its specialized understanding of their unique financial challenges, its integrated approach, and the personalized attention they receive. The company aims to simplify financial complexities for healthcare professionals, helping them maximize wealth and reduce financial stress.

Overall: Positive

Strengths

  • Specialized expertise for physicians and dentists, addressing their unique financial situations.
  • Comprehensive services including wealth management, tax planning, insurance, and legal advice under one roof.
  • Personalized financial plans and dedicated advisors.
  • Potential for significant tax savings and wealth acceleration.
  • Seamless and integrated approach, making financial management easier for busy professionals.
  • Strong focus on client education and advocacy.

Limitations

  • Limited independent reviews from sources like G2, Capterra, or Reddit specifically for 'Earned' (earned.com) as a financial services firm.
  • Some employee reviews on Indeed mention issues with senior leadership, unrealistic expectations, long hours, and uncompetitive pay.
  • The name 'Earned' or 'Earn.com' is associated with other platforms (e.g., cryptocurrency, earned wage access, review platforms) which can make specific searches challenging.

Based on reviews from: Earned | Wealth & Tax Solutions for Doctors, Earn.com Products | Read 37 Reviews on G2, Wealth & Financial Services for Practice Owners | Earned, Tax Mistakes Webinar - Earned, Insurance for Doctors & Dentists - Earned Wealth, Earn Reviews 2026: Details, Pricing, & Features - G2, Best Earned Wage Access Software: User Reviews from July 2026 - G2, Financial Services for Physicians | Earned Wealth Management, Working at EARNED: Employee Reviews | Indeed.com, Earned Wealth - The Prudent Plastic Surgeon, Earned Value Reviews 2026: Details, Pricing, & Features | G2, Earned Reviews | Client Reviews, Consumer Insights, Case Studies, Thomas Doll | Financial Solutions for Doctors - Earned Wealth, Earned Raises $12M for its One-Stop Wealth Management Solution for Physicians, Earnin Reviews 2026: Details, Pricing, & Features - G2, My husband and I are idiots. We've been bamboozled by a financial advisor. - Reddit, I am an independent advisor that started from $0. Today is my 5 year anniversary. AMA. : r/CFP - Reddit, Serious question - I don't understand how wealth management companies that charge 1% to manage your money exist when people could just buy VTSAX which is .04% ? : r/personalfinance - Reddit, Earned Acquires Medical Law Firm to Expand Services - Wealth Management

Last updated: 2026-07-22

Ratings & Reviews

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Press & Coverage

Earned Press & Media / Business Wire
Earned Launches Earned Institute to Raise the Standard for Doctors' Financial Well-Being
Earned, a tech-enabled wealth firm for healthcare professionals, launched Earned Institute, a platform offering financial expertise to doctors. This initiative aims to provide comprehensive, integrated financial services and educational resources to help doctors make better financial decisions throughout their careers.
2026-04
Earned Press & Media
Earned Acquires Chahal & Associates, Expanding its Tax-Smart Financial Services for Healthcare Professionals
Earned Wealth acquired Chahal & Associates, a tax and accounting firm with a strong client base of doctors, business owners, and high-net-worth professionals. This acquisition strengthens Earned's position as a comprehensive financial partner for healthcare professionals and expands its tax planning and accounting resources.
2025-04
Wealth Management
Earned Continues Healthcare Focus With New RIA Acquisition - Wealth Management
Earned acquired OJM Group, an Ohio-based Registered Investment Adviser (RIA) managing over $900 million for physicians and high-net-worth clients. This marks Earned's fifth acquisition in 2025, expanding its client base to nearly 19,500 and assets under management to approximately $3.4 billion.
2025-12
Business Wire
Earned Accelerates its Unique Acquisition-Led Growth Strategy and Establishes New England Footprint with Acquisition of Premier Healthcare-Focused Tax and Accounting Firm, Schwartz & Schwartz
Earned announced the acquisition of Schwartz & Schwartz, PC, a Boston-based tax and accounting firm specializing in serving dental practices and other healthcare providers. This acquisition establishes Earned's East Coast presence and is part of its rapid, strategic growth following a $200 million investment.
2025-08
Wealth Management
Earned Acquires Medical Law Firm to Expand Services - Wealth Management
Earned acquired Dental & Medical Counsel, a legal firm focusing on medical and dental law, to offer legal services to its 17,500 clients. This move allows Earned to provide comprehensive support for practice transitions, contract reviews, and other legal needs for healthcare professionals.
2025-11
Earned Press & Media
Earned Wealth Announces $200 Million Capital Commitment
Earned Wealth secured a $200 million capital commitment led by Summit Partners and Silversmith Capital Partners, with participation from existing investors. This funding will support the expansion of Earned's platform and offerings through product innovation and strategic acquisitions, including the acquisition of Thomas Doll.
2024-07

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Suggest an Edit → | Last Verified: 2026-04-21 | First Added: 2026-04-21

Investors who backed Earned

Funded through the company that built this tool.

Viola FinTech
Solo Angel AI T3
Herzliya, Israel
$1M-$5M
Viola FinTech, part of the Viola Group and based in Herzliya, is the fintech-specialized arm of one of Israel’s largest technology investment…
AI/ML in Healthcare Digital Health
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